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Special terms of 36 months valid on purchases of $1999 and above when you use your Mattress Firm private label credit card account. The minimum monthly payment will be the amount that will pay for the purchase in full in equal payments during the no-interest period. For newly opened accounts, the regular APR is 23.90% and the default APR is 27.90%. All APRs given are as of 4/1/09. All APRs may vary. Offer valid 11/16/09-11/26/09.